Navigating the complexities of insurance claims so you don’t have to
When a major storm hits the foothills, the damage isn't always obvious from the ground. "Invisible" hail bruising and wind-lifted shingles can compromise your home’s integrity long before a leak appears. At Altitude Roofing & Exteriors, we provide comprehensive, forensic-level inspections to document the full extent of the impact. We don’t just look at the surface; we examine the flashing, gutters, and soft metals to ensure every point of entry is accounted for. By catching these details early, we help you avoid long-term structural issues and ensure your claim is based on the true reality of your roof's condition.
Filing a claim can be an overwhelming process of paperwork and negotiations, but you don’t have to face it alone. We act as your professional advocate, meeting with insurance adjusters on-site to ensure they see exactly what we see. Our team is well-versed in the technical requirements of Colorado insurance standards, and we work diligently to ensure your policy provides the full coverage you’re entitled to. From the initial inspection to the final walkthrough of your restored home, we provide the transparent communication and expert craftsmanship needed to move you from storm-damaged to peak condition with total peace of mind.
What to Do After a Storm
If you suspect storm damage, a few steps in the first few days can make a real difference in how your claim goes:
- Document what you can see from the ground - Photos of debris, dented gutters, or visible shingle damage help establish a timeline, even before a professional inspection.
- Don't wait too long to file - Most Colorado insurance policies have a filing deadline after a storm event, often one year, but it varies by policy. Waiting can mean losing coverage you're otherwise entitled to.
- Get a professional inspection before assuming there's no damage - Hail bruising and wind-lifted shingles are often invisible from the ground and from inside your home. A clean-looking roof doesn't always mean an undamaged one.
- Call us before you call your adjuster, if possible - Having a documented, professional assessment in hand before your adjuster's visit puts you in a stronger position from the start.
Our Claims Process
- Free, forensic-level inspection - We check shingles, flashing, gutters, and soft metals, not just the obvious areas, to capture the full scope of damage.
- Detailed documentation - Photos, notes, and a clear damage report you can use to support your claim.
- On-site adjuster meeting - We meet with your insurance adjuster in person, walking them through what we found so nothing gets missed or undervalued.
- Claim support - We help you understand your policy's coverage and push back when an initial assessment doesn't reflect the actual damage.
- Restoration - Once your claim is approved, we complete the repair or replacement with the same craftsmanship and clean job site you'd expect on any project.
Storm Damage Is Common in the Foothills
Evergreen and the surrounding mountain communities see frequent hail and high-wind events that lower-elevation parts of the Front Range don't experience as often. That's exactly why a professional, local inspection matters: we know what storm damage looks like at this elevation, and we know how to document it in a way that holds up with insurance adjusters.
